ilmscore | Health Insurance Predictions
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Accuracy

Recent Predictions

Total: 14
Correct: 6
Incorrect: 2
Pending: 6
Prediction
Author
Predicted at
Status
Video
A family health insurance plan for the individual and his parents will be purchased, with coverage between ₹4 to ₹1 lakh.
"You will take health insurance of approximately Rs 1500. This health insurance will be for you and y..."
Jul 9, 2025
Pending
Garima should obtain health insurance with a cover of ₹3-4 lakh, costing approximately ₹500-700 per month, once her ₹800 EMI is finished.
"As soon as your EMI of ₹800 is over, Garima what you have to do is you should get health insurance f..."
Apr 9, 2025
Correct
Individuals who wait to buy individual health insurance until they develop a health problem will encounter difficulties in securing coverage.
"The day I actually need it, when I have some health problem, then when I try to buy it, I face probl..."
Apr 6, 2025
Pending
Taking mediclaim/health insurance early will prevent individuals from facing severe financial distress due to medical emergencies.
"if you start taking mediclaim or investing money in mediclaim, then this example that I gave you, th..."
Mar 14, 2025
Pending
A ₹5 lakh medical insurance cover will be insufficient in metro cities in the future due to escalating medical costs.
"if you have a cover of 5 lakhs then in metro city 5 lakhs will be nothing"
Mar 14, 2025
Pending
Relying solely on corporate health insurance is risky as future job changes can lead to unknown policy terms and increased age-related expenses.
"suppose you resign from that company and go to some other company, you do not know what is the polic..."
Mar 14, 2025
Pending
Shubham should purchase personal health insurance for himself and his wife, with a cover of ₹3 to ₹5 lakh, as corporate plans are tied to employment.
"Okay, your corporate plan will work only till you are in this company. The day you leave this compan..."
Dec 14, 2024
Pending
Estimated annual cost of health insurance for a 3-5 lakh cover is 10,000 to 12,000 rupees.
"So, 10 to 12 thousand rupees will be your health insurance for a 3 to 5 lakh cover."
Nov 9, 2024
Correct
Within the next 1-2 months, an individual should aim to secure health insurance for their mother.
"in the next one or two months, you should be in a position where you can take health insurance for y..."
Sep 14, 2024
Incorrect
Insurers are predicted to discover pre-existing conditions when a claim is made, even if the policyholder lied on the proposal form.
"insurers will almost always find out about your preconditions when you make a claim"
Sep 5, 2024
Correct
If one contracts critical illnesses at a young age, they will likely be unable to obtain health insurance.
"in a situation where you contract critical illnesses very young in life then there are chances that ..."
Sep 5, 2024
Incorrect
Individuals who contract critical illnesses at a young age may be unable to obtain health insurance in the future.
"in a situation where you contract critical illnesses very young in life then there are chances that ..."
Jan 17, 2024
Correct
If one contracts critical illnesses at a young age, they may subsequently be unable to obtain health insurance.
"in a situation where you contract critical illnesses very young in life then there are chances that ..."
Jan 17, 2024
Correct
Some health insurance policies will require the insured to pay a portion of hospital bills if they are hospitalized in a city different from their policy's designated pin code (due to zonal co-payment).
"in some policies your insurer will expect you to pay a certain portion of the hospital bill from you..."
Jan 17, 2024
Correct